Keeping up with a household budget is no joke. I think online bill pay and auto debit things are so helpful, but if you don’t keep your eye on the ball all the time, it’s too easy to make a mistake. So far so good for us, but it’s like there are too many variables that are just out of eyesight. I like to keep a regular old notebook to track things. In fact, I keep notebooks to track everything – bills, appointments, auto insurance quotes, you name it. The more high tech things are, the more complacent we can get. Anyway, I’m working on keeping in everything in order. Every once in a while, my husband tries to hep and upsets the balance, but mostly, I’ve got a handle on it.